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When exactly IS it a good idea to take out a personal loan to repay cc debt?
When exactly IS it a good idea to take out a personal loan to repay cc debt? I know this gets posted a lot but I've been putting thought to it. When is the right solution to take out a personal loan? I'm paying off multiple cards now but only get paid once a month. If I can find a loan that has interest less than my total cc interest, do I do it? Obviously shred/ lock the card, maybe even close them when paid off... but...
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