23 and about $12,000 in credit card debt.

23 and about $12,000 in credit card debt. hey y'all. so, my credit really was fine when i was 18-20. i spent money on there really sparingly, and had the balance paid in full each month. that was only until i met my ex. he didn't steal my credit card or anything, but he slowly primed me to be his personal ATM, using his mother's unfortunate terminal illness as an excuse. he refused to ...

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