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How do y’all cope with cutting discretionary spendin?
How do y'all cope with cutting discretionary spendin? I live a frugal lifestyle as is, mostly because I make like $38k in a HCOL area and am financially saving nothing. I very briefly talked to a financial advisor and he said if I wanted to start saving, I need to cut a bunch of discretionary spending. My current discretionary spending is as follows: Subscriptions: $31/month - netflix, peacock, spo...
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