Making “45k” and still feel broke. How do I do better?

Making “45k” and still feel broke. How do I do better? I started a new 8:30-5 job about 4 months ago and my bi-weekly paycheck is around $1,300, so that’s about $31,200 after taxes and health insurance. Monthly expenses breakdown: Rent: $714 Private student loans: $488 Car: $264 Car insurance: $104 Phone: $84 Credit card: $65 Savings: $30 Utilities: covered because I help my partner clean office bui...

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