I’m 41 with nothing in retirement and I just bought a house. Should I pay more into an IRA or more toward the principal on the house? Which is the priority?

I'm 41 with nothing in retirement and I just bought a house. Should I pay more into an IRA or more toward the principal on the house? Which is the priority? Please be gentle, I know this is a shit situation but I don't have the mind for these things. I've read the FAQ and it's like hieroglyphics to me. I've lived comfortably for twenty years making about $80k a year as a 1099 employee, paying very little in taxes and traveling. I had $22k in an IRA with my wife and I but then she got cancer in 2020 ...

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