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I have $32,000 in savings and $15,000 in credit card debt. Should I use my savings to pay off the debt, or open a balance transfer credit card and pay it down over time?
I have $32,000 in savings and $15,000 in credit card debt. Should I use my savings to pay off the debt, or open a balance transfer credit card and pay it down over time? Hi friends, I have $32,000 in my savings account ($30k from a deceased family member) and it feels really good to have that safety net, but I have an immense amount of credit card debt. Do you think I should pay it down over time, or should I just pay it all off right now? I was thinking about opening a balance transfer credit card to maybe pay ...
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